ã¡ãã£ã¢èšäº
äžè±UFJéè¡ã3ã¡ã¬ãã³ã¯ã§åã®åŸæã決æžåå
¥ãæ°èã«ã³ã è²·å
ããºãææ°ããŒã¯ 4,411
twitterã³ã¡ã³ã 338ä»¶äž 1ïœ100件
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
BNPLã§æŽ»çšããå人ã®æ¶è²»ããŒã¿ã£ãŠã©ãåã£ãŠãããã£ãïŒ
26æ¥æç¹ã§ïŒãããïŒæ¥çµã«ããåºãŠãªãã£ããã®èšäºãéè¡ããåœè¡ããå
¬è¡šãããã®ã§ã¯ããããŸãããããšãã£ã次ã®æ¥ãæ£åŒã«ãªãªãŒã¹ãæ
å ±æŽ©ããŠãã®ããæåãããããªãã§å€§äžå€«ïŒ
ä»æŽãªãããªãã»ã©ãª
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ãããMUFGåäžã«ãããã§ã信販ãããããªãïŒ
äžè±UFJéè¡ãšãVisaããªãã€ãã«ãŒãããã³ãã«ã«ãŒããã®ã¹ã¿ãŒãã¢ããäŒæ¥ãè³æ¬æ¥åææºãããªãã€ãã ããããªãåŸæããã§ããã«ãŒãã
ä»æ¥æ£åŒçºè¡šããããŸãã
以äžã¯ææèšäºã§ãã
ä»æ¥æ£åŒçºè¡šããããŸãã
以äžã¯ææèšäºã§ãã
ããã¯ïŒå¹Žæ«æåŸã®ããã°ãã£ãŒã«...!!
äžçªãããªããããªéè¡ã«èŠãããã©ããã
ç³æ©ãå©ããã®ããªïŒ
ç³æ©ãå©ããã®ããªïŒ
ã€ã³ããã·ã¢ã®BNPLäŒç€Ÿã¢ã¯ã©ã¯ã«ãåºè³ããŠããã ã€ã³ããã·ã¢ã®Amazonã¿ãããªååšã®Tokopediaãæ¥æ¬ãã䜿ããããã«ãªããããªâŠ
ã¿ãŠã
èŠãŠã: "
ã«ã³ã ãšã®é£æºãã
ð
顧客åºç€ãè¥å¹Žå±€ã«åºãã
ð
äžé·æçãªååŒã«ãã€ãªãã
ã»äœå® ããŒã³ã®åãå ¥ã
ã»è³ç£éçšã®çžè«ãªã©
ð
顧客åºç€ãè¥å¹Žå±€ã«åºãã
ð
äžé·æçãªååŒã«ãã€ãªãã
ã»äœå® ããŒã³ã®åãå ¥ã
ã»è³ç£éçšã®çžè«ãªã©
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
"ã«ã³ã ã®çºè¡æžã¿æ ªåŒã200åå匱ã§è²·ãåãã2023幎æ¥ã«ãé£çµåäŒç€Ÿãšãããã«ã³ã ã¯11幎èšç«ã®ã¹ã¿ãŒãã¢ããã§ãã¢ããªã®ããŠã³ããŒãæ°ã¯ä»å¹Ž9ææ«æç¹ã§çŽ600äžã10代ãš20代ãå
šäœã®åæ°åŒ·ãå ãã"
ããããæœçãèããšéè¡ã£ãŠäœãªã®ã ãããšæã£ããã©ãã ãã®äººã«åœ¹ç«ã€ã®ã ããããâ
ããã ããããªããBNPLããã"ããšæã"ãŠããã¯ã¯ã¬ã«ä¿¡çšãããªãããè²·ç©å±¥æŽãšãããå€æã§åéã®ããŒãã«ãäžããŠãã ãã ãšæããã§ããã©ãã¶ã£ã¡ããè¿ããªããªã人å¢ããªããå¿é
ã ã
AnriãEVãã»ãã³éè¡çãæ ªäž»ãååã©ãŠã³ãã§ã¯100ååååŸãåŸæ¥å¡çŽ50人ãä»å200ååã§ã®è²·åãã¢ããªã§ããªãã€ãã«ãŒãçºè¡ã®ãµãŒãã¹æäŸã
äžè±UFJéè¡ãFinTechã¹ã¿ãŒãã¢ããã®ã«ã³ã ã®çºè¡æžã¿æ ªåŒ7å²ã200åå匱ã§è²·ãåããé£çµåäŒç€ŸåâŒïž
ä»åŸçã ãæ¶è²»è ã®è²·ãç©æ¹æ³ãå€æ§åããŠããããã ãã倧æäŒæ¥Ãã¹ã¿ãŒãã¢ããã®é£æºãå éãããð€
ä»åŸçã ãæ¶è²»è ã®è²·ãç©æ¹æ³ãå€æ§åããŠããããã ãã倧æäŒæ¥Ãã¹ã¿ãŒãã¢ããã®é£æºãå éãããð€
ä¿¡çšåã®å€æãªã©ã§ç¬èªã®æè¡ãæã€ãã£ã³ããã¯äŒæ¥ã®ã«ã³ã ïŒæ±äº¬ã»æžè°·ïŒãåäžã«åããæ°å¹ŽåŸã«åŸæãæ©èœãæãããããããã«ãŒãã®çºè¡ãå§ããã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
è¥å¹Žå±€ã«äººæ°ã®ããåŸæã決æžæ³ãæ¥å¹Žå°å ¥ããäºå®ã§ãã
審æ»ãéåžžã«ç·©ããç°¡åã«ãéãåããããšãã§ããããã®åãªã¹ã¯ããã
å¹ åºã幎霢局ã®é¡§å®¢ãç²åŸããã«ã¯ãªã¹ã¯ãšææŠãç¶ããäºã倧åã
è¥å¹Žå±€ã«äººæ°ã®ããåŸæã決æžæ³ãæ¥å¹Žå°å ¥ããäºå®ã§ãã
審æ»ãéåžžã«ç·©ããç°¡åã«ãéãåããããšãã§ããããã®åãªã¹ã¯ããã
å¹ åºã幎霢局ã®é¡§å®¢ãç²åŸããã«ã¯ãªã¹ã¯ãšææŠãç¶ããäºã倧åã
ãã¯ã¬ãžããã«ãŒãã¯å¹Žåãªã©ã®ä¿¡çšæ
å ±ãããšã«å¯©æ»ããããBNPLãªã©ã®åŸæããµãŒãã¹ã¯çŽ°ããªå人æ
å ±ãå¿
èŠãšããªããå°å£²åºã§ã®è³Œè²·ãªã©ã®è¡åå±¥æŽãããšã«ä¿¡çšåãå€æããå©çšã®ããŒãã«ãäžããŠããã®ãç¹åŸŽã ããšããã®ã¯äžã€ã®åŽé¢ã§ãããªããšæããã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ¥çµãPay絊äžæ¯ã蟌ã¿ã«åããã¡ã¬ããã³ã¯(ç¬)å
¶ã®å
ãããããåŸæãã«æãïŒå
¬åå¡ã幎éçããå§ãŸã次第ã«Payæ¯æã
ãªããšïŒ7幎ãããåã«éå±±ã®ãã³ã·ã§ã³ã®1宀ã蚪ããŠå
«å·»ããã®ã話ãèãããªãå
æ¥ä¹
ã
ã«ãäŒãããæã«ãæããããŠäžæ¹çã«è©±ãããŠããŸã£ãïŒæ±ïŒ
MUFGãæ¥æ¬çBNPL(Buy Now Pay Later)åå
¥ãðð€
ç§ãªããã¯ã¯ã¬ãžããã«ãŒãã§å åã ãã©ãð
âŒ
ç§ãªããã¯ã¯ã¬ãžããã«ãŒãã§å åã ãã©ãð
âŒ
ããããã³ã¯ã¯åããéãã§ããã
ä»ã¡ã¬ãåãåºããŠããã§ããã
ä»ã¡ã¬ãåãåºããŠããã§ããã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ä»æŽæð
ä»æŽæð
Now Browsing:
äžè±UFJãã«ã³ã è²·åãšããã®ã¯ãªããªãã€ã³ãã¯ãããïŒ / äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ããããŸãåŸè¿œããåŸæããåŸè¿œãããããããæ§äžåéè¡ã®åäŒç€Ÿã®JCBãããã®ã«ãŸã ãã£ãŠãªãã£ã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ã³ã¬ã¯ã³ã£ããã®ãã¥ãŒã¹ã ãªã
ã³ã¬ã¯ã³ã£ããã®ãã¥ãŒã¹ã ãªã
ã«ã³ã ã£ãŠé·ãããšãã³ãã«ã«ãŒãæäŸããŠãŠããªããªããããªããšã¯æã£ãŠãããã€ãã«UFJããè²·ãäžãã
ïŒäžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ïŒäžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
幎æ«ãã¢ã°ã¬ãã·ããªäžè±UFJéè¡(ç¬)ãã·ã¹ãã é£æºã倧å€ããã ãã©ãæ°å¹ŽåŸã«åŸæãæ©èœãæãããããããã«ãŒãã®çºè¡ãå§ãããã£ãŠã®ã¯ããå°ãæ¥ãã æ¹ãè¯ãã®ã§ã¯...? / äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
BNPLåå
¥ã§ãããæ¥æ¬ã¯ææ°æãå çåºè² æ
ã ããã¢ã¡ãªã«ãšã¯ã¡ãã£ãšç¶æ³éããã©ã©ããªããèŠãã®ã§ãããŒã
ã«ã³ã ããè²·åãããã®ã
ããããããïŒïŒïŒð³
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
UFJéè¡ããåŸæã決æžäºæ¥ãæºåã
UFJä¿¡èšç³»ããããã¯ãã§ãŒã³ã§ã¹ããŒãã«ã³ã€ã³ãçºè¡ããæµããåããããšãããžã¿ã«æ±ºæžçµæžåãã€ã³ãã©ã¬ãã«ããæ§ç¯ãçŽãããšããŠããããšãäºæ³ã§ããã
楜倩ãã€ã³ãçµæžåãªãã¬UFJã³ã€ã³çµæžåã
UFJä¿¡èšç³»ããããã¯ãã§ãŒã³ã§ã¹ããŒãã«ã³ã€ã³ãçºè¡ããæµããåããããšãããžã¿ã«æ±ºæžçµæžåãã€ã³ãã©ã¬ãã«ããæ§ç¯ãçŽãããšããŠããããšãäºæ³ã§ããã
楜倩ãã€ã³ãçµæžåãªãã¬UFJã³ã€ã³çµæžåã
ãªãã»ã©ãããã§ã«ã³ã ïŒãã³ãã«ã«ãŒãã®äŒç€ŸïŒãè²·åããã£ãŠããšãâŠ
ã©ããªããã ããïŒ
ã©ããªããã ããïŒ
åœå
ã«ãBNPLãã£ãŠãæè³é¡ããå®ã£ããã®ãããã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ðŽBNPLð€
ðŽBNPLð€
ããŒãããããã«ã³ã ãããErlang/Elixirã®äŒç€Ÿãšããã€ã¡ãŒãžã
ã¡ã¬ãã³ãã«ã³ã è²·åã¯ã¡ã€ã³ã¹ããªãŒã ã«ãªããããã¯ã¯ã¯ã¯ããã
äžä¿¡æè¡ããããŒã¿ãã顧客ãã©ãã決ãæã ã£ããã ããã
æè¿Fintechã®toCåãã«ãŒãã®çãäžãããç§ã®ãããª30代äžå¹Žã顧客ã€ã³ãµã€ãããããã¬éã«åžå Žãæé·ããŠããïŒã¡ã«ã«ãªã®æã¿ãããªã
äžä¿¡æè¡ããããŒã¿ãã顧客ãã©ãã決ãæã ã£ããã ããã
æè¿Fintechã®toCåãã«ãŒãã®çãäžãããç§ã®ãããª30代äžå¹Žã顧客ã€ã³ãµã€ãããããã¬éã«åžå Žãæé·ããŠããïŒã¡ã«ã«ãªã®æã¿ãããªã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ERMããã³ALMãé«åºŠãªãªã¹ã¯æž¬å®ã®çµæãä¿¡çšãªã¹ã¯ãç©æ¥µçã«ãšã£ãŠãåé¡ãªããšå€æããããããªïŒèŠå¶ãããåãæããŸããã
ERMããã³ALMãé«åºŠãªãªã¹ã¯æž¬å®ã®çµæãä¿¡çšãªã¹ã¯ãç©æ¥µçã«ãšã£ãŠãåé¡ãªããšå€æããããããªïŒèŠå¶ãããåãæããŸããã
ãäžè±UFJéè¡ãã¡ã¬ãã³ã¯åã®ãåŸæã決æžãåå
¥ãæ°èã«ã³ã è²·åã ãäžè±UFJéè¡ã¯å
¥äŒå¯©æ»ãªãã§å¿
èŠãªãéãååãã§ãããåŸæã決æžãããžãã¹ã«ã¡ã¬ãã³ã¯ã§åããŠåå
¥ãããä¿¡çšåå€æã§ç¬èªæè¡ãæã€ã«ã³ã ãåäžã«åãæ°å¹ŽåŸã«ã«ãŒãçºè¡ãå§ããã
ããã¯äœãããããã ïŒïŒèª°ã詳ãã人æããŠ
ããã¯ãã³ã£ããã
ã³ã£ãããããã ãã¶ãã£ã¬ã³ãžãªã®ã§ã¯ãBNPLèŠå¶åŒ·ååã«åãã€ãããªã®ããª
BNPLã¯åŸæããšããæå³ã§ã¯ã¯ã¬ãžããã«ãŒããšåãã ããéãç¹ã¯äºå審æ»ãäžèŠã§ããã¡ãŒã«ã¢ãã¬ã¹ãé»è©±çªå·ãããã°å©çšã§ããç¹ãèŠã¯ã¯ã¬ã«ãæã(ãŠ)ãªã人åãã®ãµãŒãã¹ã§ç±³åœã§ã¯è¥è
ãäœæåŸè
ã«äººæ°ãæ¥æ¬ã§ãæ°è»œã«å©çšããŠæ¯æãã«çª®ãã人ãå¢ããã ããã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
åŸæãä»ãã®ããããã«ãŒãçºè¡ãããã®ãã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ãããŠããã¯ãšãã§ããªãè¡æã ã£ãã
ãŸãã«ã³ã ãè²·åãããããšããããŠUFJãåŸæãã«åå ¥ããããšã
æµ·å€ã¡ã¬ãã³ãããããæµãã¯å¢ããŠããŠããããæ£çŽãŸããUFJããšããæ°æã¡
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ãŸãã«ã³ã ãè²·åãããããšããããŠUFJãåŸæãã«åå ¥ããããšã
æµ·å€ã¡ã¬ãã³ãããããæµãã¯å¢ããŠããŠããããæ£çŽãŸããUFJããšããæ°æã¡
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ããŒïŒ
BNPLåå
¥ð€
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ãã£ã¡ã¯éè¡â決æžïŒåŸæãïŒã®ææºã
ãããã蚌åžäŒç€Ÿãšéè¡ãšæ±ºæžäŒç€Ÿãå šéšãŸãšããŠãã£ã€ãã¡ããã°ããããããªãââŠãšæãä»æ¥ãã®é ã
ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ãããã蚌åžäŒç€Ÿãšéè¡ãšæ±ºæžäŒç€Ÿãå šéšãŸãšããŠãã£ã€ãã¡ããã°ããããããªãââŠãšæãä»æ¥ãã®é ã
ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
å人çã«ã¯ã«ã³ã ã¯åŸæã決æžãšãããããCLOïŒCard Linked OfferïŒã®ã€ã¡ãŒãžïŒå€ãïŒ
BNPLã£ãŠãæå
ã«çŸéç¡ã人ã«
ãã£ãšé䜿ãããŠå²ããã£ãŠå°è±¡
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ãã£ãšé䜿ãããŠå²ããã£ãŠå°è±¡
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
ããŒãããã
BNPLäºæ¥ãäžççã«ã¯ç±ããã©ãæ¥æ¬ããå
šãæµè¡ã£ãšããã
äžè±ããããªãšããã«æåºãããŠãå°è±¡ãããã©
äžè±ããããªãšããã«æåºãããŠãå°è±¡ãããã©
äžç人å£4äœã®ã€ã³ããã·ã¢ã
çŸç¶ã¯ãã¢ããªã®ããŠã³ããŒãæ°ã¯ä»å¹Ž9ææ«æç¹ã§çŽ600äžã10代ãš20代ãå šäœã®åæ°åŒ·ãå ãããããšäŒžã³ä»£ã垯ã
ããããªã¹ã¯ãããã®ããç±³åœèŠãã°ãããã§ãã
çŸç¶ã¯ãã¢ããªã®ããŠã³ããŒãæ°ã¯ä»å¹Ž9ææ«æç¹ã§çŽ600äžã10代ãš20代ãå šäœã®åæ°åŒ·ãå ãããããšäŒžã³ä»£ã垯ã
ããããªã¹ã¯ãããã®ããç±³åœèŠãã°ãããã§ãã
âã¡ã¬ãã³ã¯ã¯éè¡å£åº§ã®éèšæ°ã§ãããéè¡ã®å¢ãã«æŒãããŠãããäžè±UFJéè¡ã§ã¯21幎床ã®éèšæ°ã70äžä»¶çšåºŠã«ãšã©ãŸãäžæ¹ã楜倩éè¡ãªã©ã®æ°èå¢ã¯100äžä»¶ãè¶
ãããâ
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
â¶ïžäžè±UFJã¯ã«ã³ã ã®æè¡ãããŠããŠãçãããŠãèªãçºè¡ããããããã«ãŒãã«åŸæãã®æ©èœãæèŒãããéè¡å£åº§ã®æ®é«ãå°ãªããŠããäžå®é¡ãŸã§âŠè²·ãç©ããããšãã§ããåŸæ¥è¿æžãããããªãµãŒãã¹ãæ³å®ããŠããã
â¶ïžäžè±UFJã¯ã«ã³ã ã®æè¡ãããŠããŠãçãããŠãèªãçºè¡ããããããã«ãŒãã«åŸæãã®æ©èœãæèŒãããéè¡å£åº§ã®æ®é«ãå°ãªããŠããäžå®é¡ãŸã§âŠè²·ãç©ããããšãã§ããåŸæ¥è¿æžãããããªãµãŒãã¹ãæ³å®ããŠããã
MUFJãã«ã³ã è²·åã§BNPLåå
¥ãæ¬æ¥ã¯éè¡ãããããšãããªãäºæ¥ããããª
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ããžããŒãŒãŒ
ãã®ãã³ãã«ã«ãŒããMUFGãè²·åããŸãã
ãã®æªåé«ã貞éæ¥æ³ã®äžééå©ãããé«ãã€ãããããšãã£ãŒãžããããªã«æ¬²ããã£ããã§ãããããâŠ
ãã®æªåé«ã貞éæ¥æ³ã®äžééå©ãããé«ãã€ãããããšãã£ãŒãžããããªã«æ¬²ããã£ããã§ãããããâŠ
åŸæãæ©èœä»ãããããã«ãŒãããã ã®ã¯ã¬ãžããã«ãŒãã§ã¯
æ§å説ã®éçšããäžã®äžã§ã¯ç¡ããªã£ãŠããããã ãããçãç®èŠãªããšè¯ããã©
å ¥äŒå¯©æ»ãªãã§è²·ãç©ãªã©ã«å¿ èŠãªãéãååãã§ãããåŸæã決æžã
å ¥äŒå¯©æ»ãªãã§è²·ãç©ãªã©ã«å¿ èŠãªãéãååãã§ãããåŸæã決æžã
ããŒããããã«ã³ã ããã
åŸæãïŒããããã£ãŠæ°ãããªãäžä¿¡å¯©æ»ãªãã§çºè¡ã§ããå³ææããšåŸæãããã®æã®ãã£ãã·ã¥ãããŒã«å¿ããŠäœ¿ãåããã¿ãããªäœéšãªã®ããªã
åŸæãïŒããããã£ãŠæ°ãããªãäžä¿¡å¯©æ»ãªãã§çºè¡ã§ããå³ææããšåŸæãããã®æã®ãã£ãã·ã¥ãããŒã«å¿ããŠäœ¿ãåããã¿ãããªäœéšãªã®ããªã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
å¿å¹ŽäŒã¯ããŸãçŽåã«éå ±å
¥ã£ãŠããã€ããŸãã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå ¥ æ°èã«ã³ã è²·å
"è¥å¹Žå±€ãäžå¿ã«åŸæããµãŒãã¹ã浞é" ããŠãã®ïŒ ç¥ããªãã ãè¥å¹Žå±€ÃåŸæãã®çµåãã£ãŠããªãã ãäžåã ãªã
KyashãããªããŠãã³ãã«ã«ãŒããªãã ãªã
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ã¢ã¡ãªã«ã®ãã±æããã£ã³ããã¯äŒç€Ÿã®æ ªäŸ¡èŠãŠãªãã®ãïŒãããšåã°ã«ãŒãã®ã«ãŒãäŒç€Ÿã©ãããã ããïŒ
ãŸãã§
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ã«ã³ã ã£ãŠã10-20代ã«ãŠãŒã¶ãŒãå€ãããã³ãã«ã«ãŒããšèšã決æžãµãŒãã¹ãæäŸããŠããäŒç€Ÿã§ãããããšãã£ãŒãžãšèšãäºåãã£ãŒãžãµãŒãã¹ã売ããå
¥éæ¹æ³ãå€æ§ã§é¢çœããµãŒãã¹ã
BNPLâããããã§å£åº§éèšã¯ç¢ºãã«è¯ãæµããè¥å¹Žå±€ã®åã蟌ã¿ã«å ããçŸé䞻矩ã®ããããå©çšãå©äŸ¿æ§ãäžãããããªè²·åã
ããããã
ãã瀟äŒåé¡åããããªäºæâŠâŠã
ãåŸæãããšããèšèãããã
â ãåéããšèšãã¹ãã§ãã
â ãåéããšèšãã¹ãã§ãã
çŸç¶ãã¡ã¬ãã³ã¯ããããéè¡ã«å£åº§éèšæ°ã§é
ããåã£ãŠããã顧客åºç€ãå
现ãããæžå¿µãã
â
ããã§ãä¿¡çšåã®å€æãªã©ã§ç¬èªã®æè¡ãæã€ãã£ã³ããã¯äŒæ¥ã®ã«ã³ã ãšé£æºããããšã§ã顧客åºç€ãè¥å¹Žå±€ã«åºããäžé·æçãªååŒã®è€ç·åã«ãç¹ããçã
â
ããã§ãä¿¡çšåã®å€æãªã©ã§ç¬èªã®æè¡ãæã€ãã£ã³ããã¯äŒæ¥ã®ã«ã³ã ãšé£æºããããšã§ã顧客åºç€ãè¥å¹Žå±€ã«åºããäžé·æçãªååŒã®è€ç·åã«ãç¹ããçã
éã®ãªãè¥è
ã®æ¶è²»ãããã«ä¿é²ããããšã«ãªããã€ãã«ã«ãŒããèªè»¢è»ææ¥çãªè¥è
ãå¢ããã ããã
ãŸãããã®ãã¡é«ãææ°æãã貞éæ¥æ³ã®å¯Ÿè±¡ã«ãªãã ããã
ãŸãããã®ãã¡é«ãææ°æãã貞éæ¥æ³ã®å¯Ÿè±¡ã«ãªãã ããã
ãããããŸãããŒïŒ
ãã³ãã«ã«ãŒããPoolã¯ã¬ã«ïŒãçºè¡ããŠããã«ã³ã ãäžè±UFJéè¡ã«è²·åããããšããã話ð
ãã®ä»ã®åŸæã決æžã§å€§æãšãªããšã©ããªãã ããïŒ
ããããããã¯ã·ã§ã³ãšãããã€ãã£ãšãïŒ
ãã®ä»ã®åŸæã決æžã§å€§æãšãªããšã©ããªãã ããïŒ
ããããããã¯ã·ã§ã³ãšãããã€ãã£ãšãïŒ
貞éæ¥æ³å¯Ÿè±¡å€ã§ãããã€ãã«ã«ãŒããææ°æãæ¶è²»è
éèãã«ãŒãããŒã³ããã¯ããã«é«ãã®ã ã
éã®ç¡ãè¥è äžå¿ã«æ®åããŠãããééããªããã©ãã«ã¯å¢ããŠããã ããã
è²·åã¯ã¬ã»ã§ã¯ïŒ
éã®ç¡ãè¥è äžå¿ã«æ®åããŠãããééããªããã©ãã«ã¯å¢ããŠããã ããã
è²·åã¯ã¬ã»ã§ã¯ïŒ
ããã¯ããã°ãã¥ãŒã¹ã§ããã
ã¹ã¿ãŒãã¢ããã«ãšã£ãŠIPO以å€ã®éžæè¢ãå¢ããã®ã¯è¯ãäºã§ããã䞡瀟ã«ãšã£ãŠWin-Winãªé¢ä¿ãäœããã®ããä»åŸã«æ³šç®ã§ãïŒ
ã¹ã¿ãŒãã¢ããã«ãšã£ãŠIPO以å€ã®éžæè¢ãå¢ããã®ã¯è¯ãäºã§ããã䞡瀟ã«ãšã£ãŠWin-Winãªé¢ä¿ãäœããã®ããä»åŸã«æ³šç®ã§ãïŒ
ã³ã£ããããâŠäžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
äžè±UFJéè¡ã3ã¡ã¬åã®åŸæã決æžåå
¥ æ°èã«ã³ã è²·å
ããããã«ãŒãã§åŸæããªããŠãã£ãããã¡ã ãšæããã§ãããâŠâŠ
ç¯çœªè ãèžã¿åãæ°æºã ã§å ¥ããããªæ°ãããâŠâŠ
ãããå ¥äŒå¯©æ»ãªããªããŠããããã§ã
ç¯çœªè ãèžã¿åãæ°æºã ã§å ¥ããããªæ°ãããâŠâŠ
ãããå ¥äŒå¯©æ»ãªããªããŠããããã§ã
æµ·å€å±éå«ããŠãã¡ã¬ãã³ã¯ã§ã¯MUFGããã€ãå
è¡ããŠããã€ã¡ãŒãžã
ãã£ã³ããã¯äŒæ¥ãžã®æè³ãçãã§ãã
ãããã«ã³ã è²·åãããã¯ã©ã¡ãã«ãšã£ãŠãè¯ãããã
ä»æ¥1çªãã«ã³ã ãè²·åãããããšã«é©ããŸããâŠ
ã«ã³ã ã£ãŠãããã³ãã«ã«ãŒãããã£ãŠããšããã ã£ãããªã
äžè±UFJãé貞ããåäŒç€Ÿã«ããŠãèªç€Ÿã®ã«ããåãã«ã¯ã¡ããã©ããã®ã ããã
ãã ãè³æ¬æ¥åææºã«ããããªãŒã¯ãšã³ãã®ã³ã¡ã³ãããªãã®ãæ°ã«ãªãã
äžè±UFJãé貞ããåäŒç€Ÿã«ããŠãèªç€Ÿã®ã«ããåãã«ã¯ã¡ããã©ããã®ã ããã
ãã ãè³æ¬æ¥åææºã«ããããªãŒã¯ãšã³ãã®ã³ã¡ã³ãããªãã®ãæ°ã«ãªãã
ã«ã³ã ã£ãŠãã³ãã«ã®ããïŒåºäžãããªãã
ãå©çšã¯èšç»çã«
ããããã«ãŒãã®äœã䟿å©ãããããðž äžè±UFJéè¡ããæããŠ
å㞠次ãž