ã¡ãã£ã¢èšäº
NISA 幎éæè³é¡ äžé360äžåã®æ¹åã§èª¿æŽ æ¥å¹ŽåºŠçšå¶æ¹æ£
ããºãææ°ããŒã¯ 1,648
twitterã³ã¡ã³ã 350ä»¶äž 1ïœ100件
âŒNHK NEWS WEBãã
èå³ã®ããæ¹ã¯æµãèŠããã»ããè¯ãã§ãã
>æ°ããªå¶åºŠã§ã¯ãé·æã®ç©ã¿ç«ãŠãç®çã«æè³ä¿¡èšã ããè³Œå ¥å¯Ÿè±¡ãšããæ ãšãäžå ŽäŒæ¥ã®æ ªåŒãªã©ãè³Œå ¥ã§ããæ ãèšããŸãã
>æ°ããªå¶åºŠã§ã¯ãé·æã®ç©ã¿ç«ãŠãç®çã«æè³ä¿¡èšã ããè³Œå ¥å¯Ÿè±¡ãšããæ ãšãäžå ŽäŒæ¥ã®æ ªåŒãªã©ãè³Œå ¥ã§ããæ ãèšããŸãã
ãªãã»ã©
[ ããã§ã©ãŒãã£ãŠæåŸåå¢ã§ãããã ïŒ
æ§æ³éãäºé建ãŠã«ãªã£ãŠãã€ã¿ããŠçžåœã®ã120äžãéåžžNISAçžåœã®ã240äžã£ãŠããšããªïŒ
>æè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžå
>æè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžå
ãã»ã»ã»
ããã®ïœèª²çšã§ãããð€
ããã®ïœèª²çšã§ãããð€
æè³ä¿¡èšå¹Žé120äžã§ç涯1800äžãªããŸãå
åã§ã¯ãªãããªã倫婊ã§ããã°3600äžã®æ ãšããããšãªã®ã§ã
çæ売買ã«äœ¿ãäºå®ã®æ¹ã¯æ®å¿µã§ãã
çæ売買ã«äœ¿ãäºå®ã®æ¹ã¯æ®å¿µã§ãã
çšèª¿âŠNISAãã€ãã«æä¹
åïŒã€ã¿ããŠNISAãšã®äœµçšããªãã±ãŒãé床é¡ã倧å¹
ã¢ãã‎ïž
æä¹ åã£ãŠã®ã¯å£ãé«ããã ã£ããã©ãéèåºãçžåœããã°ã£ããã ããð€
æä¹ åã£ãŠã®ã¯å£ãé«ããã ã£ããã©ãéèåºãçžåœããã°ã£ããã ããð€
ããããã¡ã€ãã«ã¢ã³ãµãŒïŒ
æ°NISAã¡ã¢
â 幎éæè³é¡äžéïŒ360äžå
å èš³
-æè³ä¿¡èšïŒ120äžå
-æ ªåŒïŒ240äžå
â é課çšä¿æäžéïŒ1800äžå
â é課çšä¿ææéç¡æé
å人çã«ã¯çŸè¡ã®äžè¬NISAãæ°NISAã«ããŒã«ãªãŒããŒå¯èœãªã®ãæ°ã«ãªããšãããæè³é¡äžéåŒãäžãããªãå¯èœã«ããŠã»ãããã©ãð¥º
â 幎éæè³é¡äžéïŒ360äžå
å èš³
-æè³ä¿¡èšïŒ120äžå
-æ ªåŒïŒ240äžå
â é課çšä¿æäžéïŒ1800äžå
â é課çšä¿ææéç¡æé
å人çã«ã¯çŸè¡ã®äžè¬NISAãæ°NISAã«ããŒã«ãªãŒããŒå¯èœãªã®ãæ°ã«ãªããšãããæè³é¡äžéåŒãäžãããªãå¯èœã«ããŠã»ãããã©ãð¥º
â
æè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžåãšããæ¹åã§èª¿æŽããŠããŸãã
äž¡æ¹ãšãã§ããããã«ãªãã幎é360äžåãŸã§ãšããããšã¯ãæå¹³å30äžåãŸã§é課çšã§æè³ã
äž¡æ¹ãšãã§ããããã«ãªãã幎é360äžåãŸã§ãšããããšã¯ãæå¹³å30äžåãŸã§é課çšã§æè³ã
æ¥å¹ŽããNISAã®äžé360äžã¯ãã£ã¡ãé
åçã ãã©åãããçŸçç¡ããªãâŠ
埩èæ¯æŽçšãé²è¡è²»ã«åããšãæ³äººçšã軞ã«ãã°ãçšäžãããšãã¢ã€ããåœæ°ã1,800äžãæè³ã«åããã ãã®è²¡åžäºæ
ããšæã£ãšããïŒéåžžåœäŒä¹ã蟌ãã§ããã³âãã
åå®ãç¶ãéããäžèšãçºããªããããªè°å¡ã®æ³è²»ååã«ããã
åçžå Žãé©æ£ã«ãªã£ãŠããæ»ããã©ããæ€èšããâŠå± ç ãããŠãã°æ100äžè¶ ç¬
åçžå Žãé©æ£ã«ãªã£ãŠããæ»ããã©ããæ€èšããâŠå± ç ãããŠãã°æ100äžè¶ ç¬
NISAã®å¹Žéé床é¡360äžïŒ
äžé1800äžïŒ
äžé1800äžïŒ
ãæ¥äžæã¯ãŒãã
1äžä»¶+
1äžä»¶+
ããã¯ãããããã
24幎ããã®NISAã®è©±ã§ãïŒðââïž
æä¹ å ã§èª¿æŽãããŠããããã§ãâºïž
æä¹ å ã§èª¿æŽãããŠããããã§ãâºïž
ã¬ãŒãã幎é360äžåãšããã«ãžã§ã¢ãããã£ãããã£ããã
NISAãiDeCoããã£ãŠããç§ã«ãšã£ãŠã¯NISAã®å¢é¡ãšé課çšç¡æéã¯æå ±
ç©ç«ã幎é120äžã§æ ã1800äžåãŸã§äœ¿ãããªã15幎ã§MAX
ã€ã³ããã¯ã¹ã§è² ããªããšãããåºæºã15幎以äžç¶ç¶ç©ç«ãšãããã®ã§ãè¯ãæ¡ã§ã¯ãªããâŠ
æé¡10äžç©ç«ã§ããæ¹ã¯çšæã ãšæããã©
ç©ç«ã幎é120äžã§æ ã1800äžåãŸã§äœ¿ãããªã15幎ã§MAX
ã€ã³ããã¯ã¹ã§è² ããªããšãããåºæºã15幎以äžç¶ç¶ç©ç«ãšãããã®ã§ãè¯ãæ¡ã§ã¯ãªããâŠ
æé¡10äžç©ç«ã§ããæ¹ã¯çšæã ãšæããã©
NISAäžé幎é360äžã§èª¿æŽã
幎éå èš³ïŒæè³ä¿¡èš120äžãæ ªåŒ240äž
ããŸã掻çšããã«ã¯æ¥æ¬ã®é«é åœæ ªãžã®æè³ãããã®ããªð€ã§ãããã ãã®æè³ããåè³ãå¿ èŠð®ãããªã«æ¯å¹Žæè³ã§ãã家åºã¯ã©ãããããããã ãã...
幎éå èš³ïŒæè³ä¿¡èš120äžãæ ªåŒ240äž
ããŸã掻çšããã«ã¯æ¥æ¬ã®é«é åœæ ªãžã®æè³ãããã®ããªð€ã§ãããã ãã®æè³ããåè³ãå¿ èŠð®ãããªã«æ¯å¹Žæè³ã§ãã家åºã¯ã©ãããããããã ãã...
岞ç°æ¿æš©ã®ïŒ®ïŒ©ïŒ³ïŒ¡å€§å¹
æ¡å
ãå
šé¢çã«æ¯æããã
çžå€ããããããããããªã
ãã£ãšåçŽã«ããŠã
äžè¬nisa jr.nisa æ°nisa ç©ç«nisa iDeCo
ãã£ãšåçŽã«ããŠã
äžè¬nisa jr.nisa æ°nisa ç©ç«nisa iDeCo
NISA 幎éæè³é¡ äžé360äžå
ä¿¡èš120äžå
æ ªåŒ240äžå
ä¿æäžé1800äžå
ä¿¡èš600äžå
æ ªåŒ1200äžå
å šåæ¯å¹Žæºé¡æè³ããðª
ä¿¡èš120äžå
æ ªåŒ240äžå
ä¿æäžé1800äžå
ä¿¡èš600äžå
æ ªåŒ1200äžå
å šåæ¯å¹Žæºé¡æè³ããðª
æ°NISAã®æ
å ±ãåºãŠããŠããã¿ããã§ããâºïž
â ã€ã¿ããŠæ 120äž/幎
â äžè¬æ 240äž/幎
ãŸã 確å®ã§ã¯ç¡ããããªãã®ãããã£ãœãïŒð€
â ç涯æè³æ ã1500äžïŒ1800äžïŒ
â äžè¬æ ã750äžïŒ1200äžïŒ
確å®ãªã®ã¯ç§ã¯æ¯æ10äžã®ç©ç«ã¯é£ãããšããããšã§ãð
â ã€ã¿ããŠæ 120äž/幎
â äžè¬æ 240äž/幎
ãŸã 確å®ã§ã¯ç¡ããããªãã®ãããã£ãœãïŒð€
â ç涯æè³æ ã1500äžïŒ1800äžïŒ
â äžè¬æ ã750äžïŒ1200äžïŒ
確å®ãªã®ã¯ç§ã¯æ¯æ10äžã®ç©ç«ã¯é£ãããšããããšã§ãð
詳现ãåŸ
ããããã€ã ã
ä»æãã話é¡ã®NISAæ¹æ£æ¡ãã©ã®ãã¥ãŒã¹ãæªæ幎ã®æ±ãã«è§ŠããããŠãªãã§ããããããŸã§ãåäŸã®æè²è³éã¯ãžã¥ãã¢NISAæ ã掻çšããŠããã®ã§ãäœãã®åœ¢ã§åç¶ããŠã»ããã§ãã幎霢å¶éæ€å»ããã¹ãããªã
NISAããããã£ãšå€§ããå€åããããã§ãã
äžéé¡ãåŒãäžãããçæã§æè³ããã®ãé·æã§æè³ããã®ãã®èªç±åºŠãå¢ããããã§ãã
ããŠãéèæåŸåå¢ã«ãªãã®ã§ãããã
äžéé¡ãåŒãäžãããçæã§æè³ããã®ãé·æã§æè³ããã®ãã®èªç±åºŠãå¢ããããã§ãã
ããŠãéèæåŸåå¢ã«ãªãã®ã§ãããã
幎éã®æè³é¡ã®äžéã360äžåãé課çšã§ä¿æã§ããé床é¡ã1800äžåãšããæ¹åã§å調æŽã
ããã§æè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãåå¥æ ªãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžåãšãªãã
æåã¯åŸ®åŠããšæã£ããããããªãå åã ãšæãã
ãã²ããã§å®çŸããŠæ¬²ããã
ããã§æè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãåå¥æ ªãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžåãšãªãã
æåã¯åŸ®åŠããšæã£ããããããªãå åã ãšæãã
ãã²ããã§å®çŸããŠæ¬²ããã
æ§NISAã§23幎ãŸã§ã«ç©ç«ãããã®ã¯ã20幎ã®å¶éãªãé課çšã§éçšã§ãããã ããã(åºæ¥ããšãããªã)ã
ãããŠç涯æè³äžé1800äžåã«å«ãŸãããã ããã(å¥æ ã ãšãããªã)ã
ãããŠç涯æè³äžé1800äžåã«å«ãŸãããã ããã(å¥æ ã ãšãããªã)ã
æ°ããNISAã¯å¹Ž360äžåãæè³ä¿¡èš120äžåãæ ªåŒã240äžåãšããããšã§åãåå¥æ ªæè³å®¶ã«ã¯å¬ããã§ãããç©ã¿ç«ãŠé¡ãããããããé«é
åœãé·æããŒã«ãã ãšå¹æãé«ããã§ããããããæè³ã¯æ¬åœã«ãã£ã³ã¹ã
â
â
ãå°é¡ãæè³é課çšå¶åºŠã§å¹Žéæè³é¡äžéãïŒïŒïŒäžåïŒç¬ïŒã
ç¥ã£ãŠãã人ãšç¥ããªã人ãšã§ã¯ãæ¿çãªå·®ãåºãNISAæ°å¶åºŠ
äžéå±€ãèåŸãèªç«ããã«ã¯å¿ èŠãªé課çšæ ãæŽãããã
ãããšã¯å¥ã«ãäœæåŸè å±€ãåŒãäžããããã®çµæžæ¿çãå¿ èŠãåå ¥ã¢ããããªããšã
äžéå±€ãèåŸãèªç«ããã«ã¯å¿ èŠãªé課çšæ ãæŽãããã
ãããšã¯å¥ã«ãäœæåŸè å±€ãåŒãäžããããã®çµæžæ¿çãå¿ èŠãåå ¥ã¢ããããªããšã
ã®æ¹åã§èª¿æŽ æ¥å¹ŽåºŠçšå¶æ¹æ£
äžè¬ã€ã¿ããŠäœµçšå¯ã§æ å
šäœ1,800äžãç¡æéã£ãŠçµæ§æãåããŸãããã
ã¹ã€ããã³ã°ã¯äžå¯ã ãããããã¯ã€ãªã幎éæ ã®360äžãäžè¬ãETFãã€ã¿ããŠãæä¿¡ã§åããŠ5幎ã§äœ¿ãåã£ã¡ãããããããª
ã¹ã€ããã³ã°ã¯äžå¯ã ãããããã¯ã€ãªã幎éæ ã®360äžãäžè¬ãETFãã€ã¿ããŠãæä¿¡ã§åããŠ5幎ã§äœ¿ãåã£ã¡ãããããããª
ãã£ãæ¹ãããã å
¥éçšð
æè³ã«åãäºãåºæ¥ãäœå°è³éã確ä¿ããç®æ®µã¯ã©ããªã£ãŠããã®ãããïŒ
NISAã¯360äžãã€ã¿ããŠåæ§ã«ïŒåã§ããã£ãã
æ¥ã«é¡äžãããã©ãç¡æéã ããé åœéæè²·ã£ãŠæã£ãŠãæ¹ããããã
幎éé åœ+18äžè¿œå ã§ããã
æ¥ã«é¡äžãããã©ãç¡æéã ããé åœéæè²·ã£ãŠæã£ãŠãæ¹ããããã
幎éé åœ+18äžè¿œå ã§ããã
ã¡ãã£ãšäžãéãæãããã©ã©ããªãã ãããã
æ ãå¢ããã®ã¯ããã£ããã©ãããŠãã©ãããããªãð€
æãã解説åç»ãèŠãŠã¿ããâŠâŠé éãšãiDeCoãšãããã®èŸºãå«ããŠè²ã èããªããšãªð¥º
æãã解説åç»ãèŠãŠã¿ããâŠâŠé éãšãiDeCoãšãããã®èŸºãå«ããŠè²ã èããªããšãªð¥º
NISAæä¹
åã§å¹Žéã®æè³é¡ã®äžéã360äžåãé課çšã§ä¿æã§ããé床é¡ã1800äžåãšããæ¹åã§èª¿æŽããŠããŸãã
360äžåã®å èš³ãšããŠãæè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåã§ãã
360äžåã®å èš³ãšããŠãæè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåã§ãã
ãã®èšäºã§ã¯ç涯æè³äžéã
1500äžåâ1800äžåã«èª¿æŽããããšã®ããšãããã¯è¯ããã¥ãŒã¹ð
ä»é±äžã«æ£åŒçºè¡šãåºãã®ã§ããããïŒð€
1500äžåâ1800äžåã«èª¿æŽããããšã®ããšãããã¯è¯ããã¥ãŒã¹ð
ä»é±äžã«æ£åŒçºè¡šãåºãã®ã§ããããïŒð€
åœç¶ã§ãããé課çšã«ãªããããšç¡éã«æ ªåŒãè²·ãä»ããŠã¯ãããªããåºå€è¿èŸºãæŸã£ãŠããæ¹æ³ãè¯ããšæããŸããç§ã¯æè³ä¿¡èšã¯è²·ããªãã
NISAã¬ãããªå€ãããªã
幎éæè³æ ã¯å¢ãããã©ç涯æè³æ ã§ããæãã«ãã©ã³ã¹ãããŠãŠããŒã¡ãŒã¡ã®ã©ã€ã³ã§çŽçšçºçãããã§ã¡ããã©è¯ãããæãããã
ããããžã¥ãã¢ã䜿ãã説ãæµããŠãããã ãã©ãã ãšãããåšã®ã幎çãå å®éçšããŠæ人æã«æž¡ãã®ã¯ã¢ãªã ãªã
幎éæè³æ ã¯å¢ãããã©ç涯æè³æ ã§ããæãã«ãã©ã³ã¹ãããŠãŠããŒã¡ãŒã¡ã®ã©ã€ã³ã§çŽçšçºçãããã§ã¡ããã©è¯ãããæãããã
ããããžã¥ãã¢ã䜿ãã説ãæµããŠãããã ãã©ãã ãšãããåšã®ã幎çãå å®éçšããŠæ人æã«æž¡ãã®ã¯ã¢ãªã ãªã
æé«ãã§ïŒããžã§æé«ïŒããã©ãé課çšã®äžéããªãããŠãããããã®äžãªãå¬ããã®ã¯ä¿ºã ããããªãã¯ãïŒïŒ
æ3äžã®ç©ã¿ç«ãŠã¡ããã§ã²ãŒã²ãŒèšã£ãŠãã®ã«âŠâŠå¹Ž360äžåãæ°èŠæè³ã«åãããããªãªã«ãã¢ãã«ãªãããâŠâŠã
ãããããšåœã¯çšåãæžããã©ïŒãã®åã©ããã«ããå¯ããæ¥ãããããªãã®ïŒð€
æšæ¥ã®NISA1500äžã§ãååãæé·æè³æ ã¯åŸ®åŠã ãšæã£ããã©ããã£ã¡ãªã䜿ããæ°ãããã
â
æ°NISAð°æå ±
ããã«åŒãäžãæ¹åã§æ€èšäžãšã®ããš
âœæ å ±ãã
ã»ç©ç«NISAæ 幎120äžå
âœä»¥äžæŽæ°å 容
ã»äžè¬NISA 幎240äžå
ã»åèšå¹Žéäžé 360äžå
ã»é課çšæ ã®äžé 1800äžå
ã»ãã¡äžè¬æ ªåŒæ (äžè¬NISA) 1200äžå
æšæ¥å€æ¹ã®æ å ±ããè¯ãæ¹åãžãšé²ãã§ããæš¡æ§ð
ããã«åŒãäžãæ¹åã§æ€èšäžãšã®ããš
âœæ å ±ãã
ã»ç©ç«NISAæ 幎120äžå
âœä»¥äžæŽæ°å 容
ã»äžè¬NISA 幎240äžå
ã»åèšå¹Žéäžé 360äžå
ã»é課çšæ ã®äžé 1800äžå
ã»ãã¡äžè¬æ ªåŒæ (äžè¬NISA) 1200äžå
æšæ¥å€æ¹ã®æ å ±ããè¯ãæ¹åãžãšé²ãã§ããæš¡æ§ð
çµå±ãNHKãæ¥çµãä»æã®æç¹ã§ã¯ã€ã¿ããŠNISA120äžå+äžè¬NISAæ¹ãæé·æè³æ 240äžå=360äžåã幎éäžéã§å ±ããŠããããã ãç涯æè³äžéã¯1800äžåã
çšå¶å€§ç¶±çºè¡šã¯ä»é±äžãç®åŠãšã
çšå¶å€§ç¶±çºè¡šã¯ä»é±äžãç®åŠãšã
NISA
æ ãèšããã ãšïŒ
è€éã«ããªãã§ãããã
æ ãèšããã ãšïŒ
è€éã«ããªãã§ãããã
ããã
ä»ãé·æããŒã«ãããŠãæ ª
ãªãŒãã³ã®æã«è²·ã£ã
ã€ãªã³ãšãREITãšãã
売ããã«ããŒãµã«å€æŽ
ãããŠãããããŒ
ð€ªð€ªð€ª
ä»ãé·æããŒã«ãããŠãæ ª
ãªãŒãã³ã®æã«è²·ã£ã
ã€ãªã³ãšãREITãšãã
売ããã«ããŒãµã«å€æŽ
ãããŠãããããŒ
ð€ªð€ªð€ª
ãã£ðâ
ãªããæè³çéãå æ°ã«ãªããã¥ãŒã¹ããã£ãð°
æ°ããNISAå¶åºŠã®æ¹åæ§ã決ãŸãã€ã€ããæš¡æ§ã
ãªããæè³çéãå æ°ã«ãªããã¥ãŒã¹ããã£ãð°
æ°ããNISAå¶åºŠã®æ¹åæ§ã決ãŸãã€ã€ããæš¡æ§ã
ãã¯ããããããŸãïŒ
æ°NISAã®è©³çŽ°ãçºè¡šãããŸãããïŒ
äžéé¡ã«ã€ããŠäžæºã®å£°ãããããã§ãããç§ã¯æºè¶³ã§ãïŒ
ãããã€ã¿ããŠæ ã ãã§æ10äž...ç§ã¯æºé¡ã§ããªããããããŸããðµ
ãšãããé課çšæ©é¢ã®æä¹ åã¯å¬ããã§ããâš
ä»åŸãã³ãã³ãé 匵ããŸãïŒ
æ°NISAã®è©³çŽ°ãçºè¡šãããŸãããïŒ
äžéé¡ã«ã€ããŠäžæºã®å£°ãããããã§ãããç§ã¯æºè¶³ã§ãïŒ
ãããã€ã¿ããŠæ ã ãã§æ10äž...ç§ã¯æºé¡ã§ããªããããããŸããðµ
ãšãããé課çšæ©é¢ã®æä¹ åã¯å¬ããã§ããâš
ä»åŸãã³ãã³ãé 匵ããŸãïŒ
ããïŒïŒïŒïŒïŒäžããïŒïŒïŒïŒäžã«å¢ããŸããã§ããã£ãïŒ
æºé¡ã€ã¿ããŠã§ïŒïŒïŒïŒäžåã€ã¿ããŠãåŸã¯æŸçœ®ã§ããéå§å¹Žéœ¢ã«ãã£ãŠã¯é«éœ¢è ã«ãªã£ãé ã«ã¯è€å©å¹æã§çžåœãªéé¡ã«ãªã£ãŠããã§ãããâºïž
æºé¡ã€ã¿ããŠã§ïŒïŒïŒïŒäžåã€ã¿ããŠãåŸã¯æŸçœ®ã§ããéå§å¹Žéœ¢ã«ãã£ãŠã¯é«éœ¢è ã«ãªã£ãé ã«ã¯è€å©å¹æã§çžåœãªéé¡ã«ãªã£ãŠããã§ãããâºïž
ãæ°NISAã
æ å ±æŽæ°ãããŠãŸãããïŒ
â 幎éæè³æ ïŒ360äžå
ã»ç©ç«æè³æ ïŒ120äžåïŒæè³ä¿¡èšïŒ
ã»æé·æè³æ ïŒ240äžåïŒäžå Žæ ªåŒïŒ
â é課çšé床é¡ïŒ1,800äžå
â»æé·æè³æ ïŒ1,200äžå
1,800äžåãªã確ãã«å²ãåããããæ°æã¡æªããå°ãªãã§ããªâºïž
æ å ±æŽæ°ãããŠãŸãããïŒ
â 幎éæè³æ ïŒ360äžå
ã»ç©ç«æè³æ ïŒ120äžåïŒæè³ä¿¡èšïŒ
ã»æé·æè³æ ïŒ240äžåïŒäžå Žæ ªåŒïŒ
â é課çšé床é¡ïŒ1,800äžå
â»æé·æè³æ ïŒ1,200äžå
1,800äžåãªã確ãã«å²ãåããããæ°æã¡æªããå°ãªãã§ããªâºïž
æ ªãã£ãŠãããåãã®ã¯åãã
ãã©ä»ã®å¶åºŠã§ã幎éã®äžéã«éããããšã¯ãªããã ããªã
å æãäœåäžåããã°å°éåºæ¥ããã ãã
ãããŠæè³ããäœè£ã®ããåœæ°ã£ãŠä»ãäœå²ã»ã©ãªãã ãã
ãã©ä»ã®å¶åºŠã§ã幎éã®äžéã«éããããšã¯ãªããã ããªã
å æãäœåäžåããã°å°éåºæ¥ããã ãã
ãããŠæè³ããäœè£ã®ããåœæ°ã£ãŠä»ãäœå²ã»ã©ãªãã ãã
æ ªåŒçã¯1200äžåãŸã§ã£ãŠ
æµ·å€ãªãŒãã¯å«ãŸããã®ããªïŒ
æ¯æ¥æ°åãå€ãããã
æµ·å€ãªãŒãã¯å«ãŸããã®ããªïŒ
æ¯æ¥æ°åãå€ãããã
æ¿åºäžå
ã¯ãæ¥å¹ŽåºŠã®çšå¶æ¹æ£ã®æçµèª¿æŽã«å
¥ã£ãã¿ããã§ããïŒ
â ã€ã¿ããŠæ 幎120äžå
â¡æé·æè³æ 幎240äžå
â¢ç涯æè³äžé 1500äžå
â£â ãšâ¡ã¯äœµçšå¯èœ
â€å¶åºŠãæä¹ å
â¥é課çšç¡æé
䜿ãããããã¯ãšããããç涯æè³äžéã¯ã2000äžåããããã£ãŠãè¯ãã£ãã§ãç¬
â ã€ã¿ããŠæ 幎120äžå
â¡æé·æè³æ 幎240äžå
â¢ç涯æè³äžé 1500äžå
â£â ãšâ¡ã¯äœµçšå¯èœ
â€å¶åºŠãæä¹ å
â¥é課çšç¡æé
䜿ãããããã¯ãšããããç涯æè³äžéã¯ã2000äžåããããã£ãŠãè¯ãã£ãã§ãç¬
å
容ãæåããªã£ã
åè³ããªã人ã¯æè³ã§ããªããã©ãã©ããããã ãïŒð¥¹
ãªããªããªéé¡ã«ãªããã§ããã
ä»ãŸã§ã¯å€«å©Šã§äžè¬NISAã§å¹Žé240äžåæè³ããŠãããã©ã幎é720äžåã¯ç¡çã ã
ãããŸãâŠ
ä»äºã®æªå€¢ãèŠãããªããŠãã£ã(;ÂŽÐŽïœ)
ãšæã£ããã137.7ãŸã§ãã£ãŠãŠãã£ã¡ã®æ¹ãæªå€¢ã ã£ã(æšæ¥æ¿ããŠããŸã£ããâŠ)
ã§ãæçµçã«ãããããããŸå€ããããæ ã®åŸ©æŽ»ãããããªããâŠ
ä»äºã®æªå€¢ãèŠãããªããŠãã£ã(;ÂŽÐŽïœ)
ãšæã£ããã137.7ãŸã§ãã£ãŠãŠãã£ã¡ã®æ¹ãæªå€¢ã ã£ã(æšæ¥æ¿ããŠããŸã£ããâŠ)
ã§ãæçµçã«ãããããããŸå€ããããæ ã®åŸ©æŽ»ãããããªããâŠ
ãããæ¥å¹ŽåºŠããããªãã¡ããš
åæåŸããã§ãããïŒïŒïŒ
åæåŸããã§ãããïŒïŒïŒ
æ°NISAã®æè³æ æ¡å€§ãšæä¹
åã¯ãããããã§ããæ ªåŒæè³æ ã1200äžåå䜿ããã¿ãããªã®ã§é«é
åœéæ賌å
¥ã«å©çšãããã
NISAæä¹ åã¢ãžã£ãŒã¹!ïŒ
NISAæä¹ åã¢ãžã£ãŒã¹!ïŒ
NISAã¯å¹Žé360äžåãã
ç¹å®å£åº§åã®å£²åŽå«ãè³éäœãããŠãããªããšãªðŠ
ç¹å®å£åº§åã®å£²åŽå«ãè³éäœãããŠãããªããšãªðŠ
é課çšã§ä¿æã§ããé床é¡ã¯ã2ã€ã®æ ãåãããŠ1500äžåãšããæ¹åã§ãããããã®åŸã®èª¿æŽã§1800äžåã«åŒãäžããæ¹åã§æ€èšããŠããŸãããã®ãã¡æ ªåŒãªã©ã®æ ã¯1200äžå以å
ã«æããããšãšããŠããŸãã
äœã ããããæ¹åãã£ãŠ
çŸç¶120äžåã®å¶éã240äžåã«æ¡å€§ãçŸç¶5幎éã®å¶éãæ€å»ãšæ確ã«æžãã°è¯ãã®ã«
NISA 䜿ãã«ã¯ä¿¡èšãè²·ããªããšãããªããªããŠå¶éãä»ããããã ã®é åãªããªããã ãã©
çŸç¶120äžåã®å¶éã240äžåã«æ¡å€§ãçŸç¶5幎éã®å¶éãæ€å»ãšæ確ã«æžãã°è¯ãã®ã«
NISA 䜿ãã«ã¯ä¿¡èšãè²·ããªããšãããªããªããŠå¶éãä»ããããã ã®é åãªããªããã ãã©
ãã¡ãã®å ±éã§ã¯æé·æè³æ ã¯1200äžãŸã§ã¿ããã§ãã
幎é360äžæè³é¡ã£ãŠãäžéšã®äººããé£ããæ°ããããçµéšã«æè³ããããšæã£ãŠããŸãð
>æè³é¡ã®äžéã«ã€ããŠãæè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžåãšããæ¹åã§èª¿æŽãé課çšã§ä¿æã§ããé床é¡ã¯ã2ã€ã®æ ãåãããŠ1800äžåã«åŒãäžããæ¹åã§æ€èšããŠããããã®ãã¡æ ªåŒãªã©ã®æ ã¯1200äžå以å
ã«æãã
幎é360äžåã®è²¡æºç¢ºä¿ãã«ããªãŒððð
åå®ãç¶ãéããäžèšãçºããªããããªè°å¡ã®æ³è²»ååã«ããã
åçžå Žãé©æ£ã«ãªã£ãŠããæ»ããã©ããæ€èšããâŠå± ç ãããŠãã°æ100äžè¶ ç¬
åçžå Žãé©æ£ã«ãªã£ãŠããæ»ããã©ããæ€èšããâŠå± ç ãããŠãã°æ100äžè¶ ç¬
NISAãªããŠååããèããäºãªããã©ã倪ã£è
¹ãæ°åã£ãŠè²¡æ¿é£ãéœãã ãã©ãã«ãããŠãã
>æè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžå
æ°NISAã®æ ã¯æŽã«æ¡å€§ã®æ¹åã§èª¿æŽãšã®äºãå¢çšå¹
ãæ¡å€§ãããã®ãã
ããã¯ãé¢å© 皌ãæãã
岞ç°ãŸãã§ãã€ã¹ã ãã
é課çšæ ã§ããã ãå ¥éã§ããã°ãïŒïŒïŒïŒäžã®äžéããã§ãæŸçœ®ããŠãããªãã«å¢ãããã ãã
ãã£ãšãããã®æ©æµããã«ã«åããã«ã¯ã俺ã®å¹Žéœ¢ã ãšïŒïŒå¹Žé ããð
é課çšæ ã§ããã ãå ¥éã§ããã°ãïŒïŒïŒïŒäžã®äžéããã§ãæŸçœ®ããŠãããªãã«å¢ãããã ãã
ãã£ãšãããã®æ©æµããã«ã«åããã«ã¯ã俺ã®å¹Žéœ¢ã ãšïŒïŒå¹Žé ããð
å
¥éåãããŒããããã°ããã¯åã©ãã«ãéãããããå°åºæ°èŠã®æºé¡ã¯ã ãª
ææã¡ã®æ¯ãæ¿ãã¯å©ç¢ºããŠç®æžãããã®ããªããã€ã€ã ãã©ãé課çšæéã®æä¹ åã§é·ãç®ã§èŠãããã£ã±NISAã
ããã¯ããã§æ©ãŸãã
ææã¡ã®æ¯ãæ¿ãã¯å©ç¢ºããŠç®æžãããã®ããªããã€ã€ã ãã©ãé課çšæéã®æä¹ åã§é·ãç®ã§èŠãããã£ã±NISAã
ããã¯ããã§æ©ãŸãã
åè³ãããŒãã ããå
ã«æ¶è²»çšãšãæžçšããŠããããª
æ¿åºã»äžå
ã¯ãæ°ããNISAã®å¶åºŠãèšããããã§å¶åºŠãæä¹
åããé課çšã§ä¿æã§ããæéããç¡æéãšããæ¹åã§èª¿æŽãé²ããŠããŸãã
æè³é¡ã®äžéã«ã€ããŠãæè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžåãšããæ¹åã§èª¿æŽããŠããŸãã
æè³é¡ã®äžéã«ã€ããŠãæè³ä¿¡èšã«ã€ããŠã¯å¹Žé120äžåãæ ªåŒãªã©ã«ã€ããŠã¯å¹Žé240äžåãåèšã§360äžåãšããæ¹åã§èª¿æŽããŠããŸãã
åœæ°çãªã®ã£ã³ãã«åå ãžã®åºæ²â
ä¿æé¡ã1800äžè¶
ãããšé課çšãããªããªããªãé·æä¿æåæã ãšæ¹æªã«ãããªããªãæ°ããããèŠããã®æè³å¯èœé¡ã倧ããããæ¹åãããããã«èŠããã ãã«æãããã ãã©æ°ã®ããã§ãã£ãŠã»ãã
ããããããªãæè³ä¿¡èšãšæ ªåŒãå¥æ ã«ãªãã®ããäžéãŸã§äœ¿ãããšæã£ããæè³ä¿¡èšã䜿ããªããšãªããšãŸãã幎é380äžåãæè³ã«åããªãã®ã§å¿é
ãããªããä»ã®ãã€ãã¹æ ªãåŠåããŠåããããâŠâŠã
ãªãã»ã©90äžåçšåºŠãŸã§é
åœéé課çšãšããäºãã
æ ªå£æ°ã¯è¶³ããŠããã®ããªïŒ
âŠ
æ ªå£æ°ã¯è¶³ããŠããã®ããªïŒ
âŠ
æè³é¡ã®äžé
æè³ä¿¡èš 幎é120äžåãæ ªåŒãªã© 幎é240äžåãåèš 360äžå
é課çšã§ä¿æã§ããé床é¡
2ã€ã®æ ãåãããŠ1800äžåãæ ªåŒãªã©ã®æ 1200äžå以å
æè³ä¿¡èš 幎é120äžåãæ ªåŒãªã© 幎é240äžåãåèš 360äžå
é課çšã§ä¿æã§ããé床é¡
2ã€ã®æ ãåãããŠ1800äžåãæ ªåŒãªã©ã®æ 1200äžå以å
é課çšæ ã®äžéã
1,500äžåâš1,800äžåã«ãªã£ãã¿ãã
ïŒããã«ãé課çšã§ä¿æã§ããé床é¡ã¯ã2ã€ã®æ ãåãããŠ1500äžåãšããæ¹åã§ãããããã®åŸã®èª¿æŽã§1800äžåã«åŒãäžããæ¹åã§æ€èšããŠããŸãããã®ãã¡æ ªåŒãªã©ã®æ ã¯1200äžå以å ã«æããããšãšããŠããŸãã
1,500äžåâš1,800äžåã«ãªã£ãã¿ãã
ïŒããã«ãé課çšã§ä¿æã§ããé床é¡ã¯ã2ã€ã®æ ãåãããŠ1500äžåãšããæ¹åã§ãããããã®åŸã®èª¿æŽã§1800äžåã«åŒãäžããæ¹åã§æ€èšããŠããŸãããã®ãã¡æ ªåŒãªã©ã®æ ã¯1200äžå以å ã«æããããšãšããŠããŸãã
é課çšã§ãä¿æãã§ããé床é¡ã1800äžåïŒïŒ
äžéã§ããã°æ ãšããŠå°ãªãã§ãããä¿æã§å ¥ãæ¿ãå¯èœã§ããã°ãŸã ããããã
äžéã§ããã°æ ãšããŠå°ãªãã§ãããä¿æã§å ¥ãæ¿ãå¯èœã§ããã°ãŸã ããããã
ããã«äžãã£ãïŒç涯äžé1800äžå
ä»æã£ãŠããéèååã¯å šãŠNISAã«
(売ã£ãŠè²·ã£ãŠãç¹°ãè¿ã)移ããšããŠãèåŸãŸã§ã«äœ¿ããããããã³ãã³ãç©ã¿ç«ãŠããã
ä»æã£ãŠããéèååã¯å šãŠNISAã«
(売ã£ãŠè²·ã£ãŠãç¹°ãè¿ã)移ããšããŠãèåŸãŸã§ã«äœ¿ããããããã³ãã³ãç©ã¿ç«ãŠããã
æ°NISAã¯ãåµèšæã®ãå°é¡æè³ããæ€å»ããŠããå¯è£å±€åãã®ç¯çšæè³å¶åºŠãã«å€åããŠããŸã£ããå¯è£å±€ãåã¶å¶åºŠã«ãªã£ãŠããã®ãæ€èšãã¹ãã ãå¯è£å±€ã®æè³ã«å¯Ÿãã課çšã匷åããããããªãã®ãïŒ
⬠é課çšã§ä¿æã§ããé床é¡ãã1500 ïœ1800 ã§æ€èšäžãšãããâŠ
ä»ä¿æäžã®ãšã¯ãåãããŠã£ãŠããšã«ãªãã ããã©ã
ããéå»ã«æ¢ã«å£²ã£ã¡ãã£ãæ ã®åã¯é床é¡åèšã«ã¯é¢ä¿ç¡ããããâŠð
ä»ä¿æäžã®ãšã¯ãåãããŠã£ãŠããšã«ãªãã ããã©ã
ããéå»ã«æ¢ã«å£²ã£ã¡ãã£ãæ ã®åã¯é床é¡åèšã«ã¯é¢ä¿ç¡ããããâŠð
NISAããã¡ããã¡ããã¯ãŒã¢ããããŠãïŒäžè¬NISAã®120äžåã2åã®240äžåã«ãç©ã¿ç«ãŠNISAã®40äžåã3åã®120äžåã«ããããŠããã«åäœããŠåèš360äžåã«ãªã£ãŠé課çšæéãç¡æéïŒãã¯ããªã«ããªã«ããåããããã©ããšã«ãããããïŒ
ãã£ããŒã
å
å»ã®å ±éããå
容å°ãå€ãã£ãŠãã
äœãã«ãã決ãŸãã°2024幎ããããªïŒ
ãããªããšæ¥å¹ŽãçŸè¡å¶åºŠã®æåŸ
æ ã¯æ°å¶åºŠã§ã¯ãŒãããã¹ã¿ãŒãã ãšæãã®ã§æ¥å¹Žãé床é¡äžæ¯ãŸã§ã¶ã¡èŸŒãã§ãããw
äœãã«ãã決ãŸãã°2024幎ããããªïŒ
ãããªããšæ¥å¹ŽãçŸè¡å¶åºŠã®æåŸ
æ ã¯æ°å¶åºŠã§ã¯ãŒãããã¹ã¿ãŒãã ãšæãã®ã§æ¥å¹Žãé床é¡äžæ¯ãŸã§ã¶ã¡èŸŒãã§ãããw
æè³ä¿¡èšå¹Žé120äžå
æ ªåŒãªã©å¹Žé240äžå
åèšã§360äžåãã
ããå€ãªããšããNISAæ åã ãç©ç«ããŠæŸçœ®ããã°è¯ããã
æ ªåŒãªã©å¹Žé240äžå
åèšã§360äžåãã
ããå€ãªããšããNISAæ åã ãç©ç«ããŠæŸçœ®ããã°è¯ããã
ãã£ã±ç涯äžé1800äžã«å€ãã£ãæãïŒ
ããäžå£°ãããããªãïŒ
ããäžå£°ãããããªãïŒ
ãã£ããäžããã
ãŽãæä¿¡ãè²·ãã€ããã¯æ¯é ç¡ããå
šäžçæ ªåŒã€ã³ããã¯ã¹ãã¡ã³ãïŒVTïŒã®ã¿æè³å¯Ÿè±¡ãšããŠé©æ ŒãããŒã±ããããŒããã©ãªãªããéæã¡ã®æè³ã§ãããéæã¡ã«ãªããããªãéæã¡ãšåããªã¹ã¯ã®äœãæè³ããã¹ãã
NHKãèšäºãå·®ãæ¿ããŸããïŒ1500äžâ1800äžïŒ
>2ã€ã®æ ãåãããŠ1500äžåãšããæ¹åã§ãããããã®åŸã®èª¿æŽã§1800äžåã«åŒãäžããæ¹åã§æ€èšããŠããŸã
ãšã®ããšãªã®ã§1500äžã§æ±ºãŸããããŠããã®ã1800äžã«å€ãããããªã®ã ãšæãããŸãïŒæªç¢ºå®ïŒ
>2ã€ã®æ ãåãããŠ1500äžåãšããæ¹åã§ãããããã®åŸã®èª¿æŽã§1800äžåã«åŒãäžããæ¹åã§æ€èšããŠããŸã
ãšã®ããšãªã®ã§1500äžã§æ±ºãŸããããŠããã®ã1800äžã«å€ãããããªã®ã ãšæãããŸãïŒæªç¢ºå®ïŒ
å㞠次ãž